If you’re retired, money may be tight. However, you may be missing out on money-saving benefits and bonuses simply because you don’t know that they exist!
Entitlements vary depending on circumstances and income. If you think that you could be eligible for the payments below, check with your local citizen’s advice bureau or on the gov.uk website.
• Pension credit
This is a top-up payment for those on a low income. You may be eligible for Savings Credit too.
• Winter fuel and cold weather payments
The winter fuel payment is dependent upon age, while the cold weather payment pays out for each seven-day period of very cold weather between November and March for those claiming other income-related benefits.
• Council tax benefit
You may get a reduction on your council tax bill if you’re on a low income and have savings below £16,000.
• Free prescriptions and eye tests
Over 60’s are entitled to free prescriptions, free eye tests, and free NHS dental treatment if receiving pension guarantee credit.
• Disability Living Allowance
If you have a disability, you may be able to get help with the extra costs you incur.
• Free bus pass
If you’re of state pensionable age, you’re eligible for free off-peak travel on local buses anywhere in England. Scottish over 60s can travel for free on most local and national bus services with a national entitlement card, and in Wales you can travel for free on registered local bus services.
• Rail Travel
Different areas and rail companies have their own seniors offers, but anyone over 60 can buy a 1 or 3 year Senior Railcard entitling them to a third off standard or first-class fares (only worth doing if you travel by rail regularly).
YOUR HOME AND ESSENTIALS
• TV Licences are free for over 75s, and if you’re 74 you can get a short-term licence to cover you until your 75th birthday.
• Age UK’s free Handy Van scheme install security systems for over-60s with less than £20,000 in savings. 25% off glasses at Specsavers from Monday to Friday, on selected ranges.
• Some companies such as Staysure and Castle Cover specialise in insurance for the over 50s, and while some of the comparison sites will bring up deals for the over 60s, they’re also inclined to miss some – so it’s worth checking individual insurers’ websites to see what deals are available.
• Energy companies often have special over 60s rates, and you may be eligible for free gas and electrical safety checks – enquire with your provider. There may also be government grants available for energy saving measures such as loft insulation.
Remember that many tradesmen, companies and shops offer discounts and services for over 50s/60s, so don’t be shy to ask. You’ve worked hard – now you deserve some perks!
If you need advice on any of the services offered by Associated Stairlifts, including our Stairlift Rental, then don’t hesitate to get in touch!